Aetna just released a five year study that showed customers who replaced their previous plan options with an Aetna HealthFund (AHF) Health Reimbursement Arrangement (HRA) or Health Savings Account (HSA) experienced lower annual cost trends over five years, producing savings of nearly $18 million per 10,000 members.
While this obviously is positive news for supporters of this kind of coverage, this article (http://www.sacbee.com/2010/10/04/3077647/price-comparisons-nearly-impossible.html) does a good job of showing how difficult it still is for consumers to obtain medical procedure cost information. Until easy to understand and easy to obtain medical cost and quality information is available, it will be hard for these types of plan to dominate the marketplace.
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